MERCURY GENERAL CORP. ANNOUNCES Q3 2025 EARNINGS RELEASE DATE

LOS ANGELES – Mercury General Corporation (NYSE: MCY), a multi-line insurance organization, announced it will release its third-quarter 2025 earnings after market close on Tuesday, November 4, 2025. The company will simultaneously file its quarterly report on Form 10-Q with the Securities and Exchange Commission (SEC). Investors are advised to review the earnings press release in conjunction with the Form 10-Q for a comprehensive understanding of the company’s performance.

Mercury General focuses primarily on personal automobile and homeowners insurance, distributed through a network of independent agents and direct-to-consumer channels across several states. The company’s efficiency in claims processing and underwriting strategy are key areas analysts will be watching, particularly given the evolving dynamics of the insurance landscape.

Forward-Looking Statements and Risk Factors:

The company cautions that statements made in the earnings release and subsequent discussions will include forward-looking statements subject to the Private Securities Litigation Reform Act of 1995. These statements are based on current expectations and beliefs regarding future developments, which may differ substantially from actual results.

Key risks and uncertainties that could impact Mercury General’s performance include:

• Market Dynamics: Fluctuations in demand for insurance products, driven by factors such as economic conditions, inflation, and investment market risks.
• Underwriting Accuracy: Adequacy of pricing methodologies and potential variance between actual loss experience and actuarial estimates for loss reserves. Improvements in predictive analytics and the utilization of AI-powered underwriting tools are becoming critical for maintaining profitability and competitive advantage in the insurance sector.
• Catastrophic Events: Exposure to losses from natural disasters and other catastrophes in its operating regions. The increasing frequency and severity of extreme weather events, potentially linked to climate change, present a significant challenge for insurers.
• Regulatory Landscape: Ability to secure timely approval for premium rate changes and the impact of adverse legislation affecting the automobile and homeowners insurance industry.
• Competitive Pressures: Competition from companies with greater financial resources and the effects of aggressive pricing and marketing strategies.
• Operational Efficiencies: Success in managing business operations, especially in non-California markets, and allocating resources effectively.
• External Factors: Changes in driving patterns, loss trends, acts of war, terrorist activities, climate change effects, pandemics, litigation trends, and cybersecurity threats.

Mercury General is not obligated to update forward-looking statements, whether due to new information, future events, or other factors. Investors are encouraged to consult the company’s filings with the SEC for a more detailed explanation of these risks and uncertainties. The insurance industry is undergoing a technological transformation, with companies investing heavily in data analytics, automation, and digital customer engagement platforms. Mercury General’s ability to adapt to these changes and leverage technology to enhance its operations and customer experience will be crucial to its long-term success.