Columbus, Ga., Oct. 2, 2025 – Aflac Incorporated (NYSE: AFL) announced that it will publish its third‑quarter 2025 financial results after the market closes on Tuesday, November 4, 2025. The earnings release, supplemental financial statements and a recorded update from Senior Executive Vice President and Chief Financial Officer Max Brodén will be posted on the company’s investor‑relations portal.
Aflac will host a live webcast of its earnings call at 8:00 a.m. ET on Wednesday, November 5. Chairman and Chief Executive Officer Daniel P. Amos will lead the discussion, joined by CFO Max Brodén and President Virgil Miller, who will field questions from analysts and investors. Executives from both the U.S. and Japan operations will also participate.
In preparation for the call, participants are asked to register in advance on Aflac’s investor‑relations website.
Business and technology outlook
Aflac’s position as the leading supplemental health insurance provider in the United States—underpinned by the LIMRA 2024 market report—continues to drive steady premium growth. The company’s Japanese arm, Aflac Life Insurance Japan, remains the top supplier of cancer and medical insurance policies in that market, reinforcing Aflac’s diversified revenue streams across two mature economies.
From a technology perspective, Aflac has accelerated its digital transformation agenda, investing in advanced analytics, artificial‑intelligence‑enabled underwriting, and cloud‑based claims processing. These initiatives are expected to reduce processing costs by up to 12% over the next three years and improve claim‑to‑settlement times, a key competitive differentiator in the fast‑moving supplemental insurance space.
Strategically, the firm is leveraging its robust data ecosystem to launch personalized, on‑demand insurance products that align with evolving consumer preferences for flexibility and transparency. Partnerships with fintech platforms and health‑tech startups are slated to broaden distribution channels, particularly among younger demographics who favor mobile‑first experiences.
On the sustainability front, Aflac has been recognized by Ethisphere as one of the World’s Most Ethical Companies for 19 consecutive years and by Fortune as a World’s Most Admired Company for 24 years. The company signed the Principles for Responsible Investment in 2021 and has been included in the Dow Jones Sustainability North America Index for 11 years, reflecting its commitment to environmental, social, and governance (ESG) standards.
Looking ahead, analysts will focus on Aflac’s ability to sustain earnings growth amid rising health‑care costs, competitive pressures from emerging insurtech players, and the impact of its technology investments on operating margins.
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LIMRA 2024 U.S. Supplemental Health Insurance Total Market Report |
Source: Aflac Incorporated
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