Capital Adequacy

Bank Leumi announced strong Q3 2025 financial results, driven by a best-in-class 27% efficiency ratio and 1.3% loan portfolio growth (8.8% YTD). Net income surged 18% to NIS 2.7 billion, with an ROE of 16.3%. The bank declared a NIS 2 billion dividend and maintains robust asset quality with a 0.41% NPL ratio. Capital and liquidity ratios remained solid, with CET1 at 12.33% and LCR at 128%. Leumi also implemented community support initiatives totaling NIS 172 million.

blueharbor bank (BLHK) reported strong Q3 2025 earnings, driven by loan growth and efficient operations. ROA reached 2.08% and ROE 18.54%. Diluted EPS surged 51% to $0.95, and the net interest margin expanded to 4.46%. Loan and deposit growth were robust, up 20% and 17% annualized, respectively. The efficiency ratio was an impressive 37.76%. Total assets increased to $571.8 million, with zero non-performing assets, and solid capital ratios exceeding regulatory requirements. Net income was $2,852,118, a significant rise compared to Q3 2024.