Commercial Loans

Texas Community Bancshares, Inc. (TCBS) reports a strong Q2 2025 with net income of $678,000, a significant increase from Q2 2024’s $348,000. First half 2025 net income reached $1.3 million, contrasting sharply with a $2.3 million net loss in H1 2024. CEO Jason Sobel attributes the success to higher-yielding commercial loans, net interest margin focus, and expense management. The bank is investing in technology and new products. Despite two large delinquent loan relationships, TCBS remains optimistic about future growth and shareholder value.