Efficiency Ratio

Bank Leumi announced strong Q3 2025 financial results, driven by a best-in-class 27% efficiency ratio and 1.3% loan portfolio growth (8.8% YTD). Net income surged 18% to NIS 2.7 billion, with an ROE of 16.3%. The bank declared a NIS 2 billion dividend and maintains robust asset quality with a 0.41% NPL ratio. Capital and liquidity ratios remained solid, with CET1 at 12.33% and LCR at 128%. Leumi also implemented community support initiatives totaling NIS 172 million.