Homeownership

The possibility of including cryptocurrency assets in mortgage risk assessments is gaining traction in the US. While potentially expanding access to homeownership, the move faces scrutiny due to crypto’s volatility. The Federal Housing Finance Agency (FHFA) is exploring the feasibility of incorporating crypto assets into risk assessments, drawing both excitement and concerns. Critics, including Democratic senators, emphasize the need for caution and transparency in evaluating the potential risks to financial stability and the housing market. Robust evaluation methodologies are crucial for this evolving landscape.