Loan Portfolio

Standard Premium Finance Holdings (SPFX) anticipates record financial results for fiscal year 2025. Net income is projected to increase 13% year-over-year, exceeding $1 million. The company expects return-on-equity above 15% and basic earnings per share of $0.34. SPFX’s loan portfolio is projected to grow to over $75 million, a 15% increase from 2024. They attribute success to strategic expansion, operational efficiencies, and disciplined expense management, maintaining a 7% preferred dividend rate.

International Bancshares Corporation (IBOC) reported strong Q2 2025 results, with net income reaching $100.1 million ($1.61 diluted EPS), a 3.2% increase year-over-year. First-half net income rose to $197.0 million ($3.16 diluted EPS), up 1.4% from 2024. The growth was attributed to higher interest income from expanded investment and loan portfolios, driven by the elevated interest rate environment, and a decrease in the provision for credit loss expense. As of June 30, 2025, total assets were $16.5 billion and total net loans reached $9.0 billion.