Loan Portfolio
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IBC Reports Strong Earnings for First Half of 2025
International Bancshares Corporation (IBOC) reported strong Q2 2025 results, with net income reaching $100.1 million ($1.61 diluted EPS), a 3.2% increase year-over-year. First-half net income rose to $197.0 million ($3.16 diluted EPS), up 1.4% from 2024. The growth was attributed to higher interest income from expanded investment and loan portfolios, driven by the elevated interest rate environment, and a decrease in the provision for credit loss expense. As of June 30, 2025, total assets were $16.5 billion and total net loans reached $9.0 billion.
