MBCN

Middlefield Banc Corp (MBCN) reported strong results for the nine months ended September 30, 2025. Q3 highlights include diluted EPS of $0.65, a 37.3% increase in pre-tax, pre-provision earnings to $6.8 million, and a net interest margin of 3.79%. Total loans reached a record $1.61 billion and total assets $1.98 billion. Year-to-date diluted EPS was $2.01, and book value rose to $27.71 per share. Management cited loan growth, margin expansion, and a one-time real estate gain, while addressing a small portfolio of problem loans.