Milliman

Mercury Insurance is integrating XyloPlan’s building-level Wildfire Risk Scores, powered by Milliman’s PinPoint API, into its underwriting process. This data-driven approach moves beyond traditional hazard maps by simulating fire spread based on vegetation, terrain, and weather. The integration provides property-specific risk assessments, enabling more accurate pricing, tailored customer guidance, and proactive mitigation strategies. This partnership highlights the insurance industry’s growing trend towards utilizing advanced technologies for wildfire risk management in response to increasing frequency and intensity.