Mortgage

The possibility of including cryptocurrency assets in mortgage risk assessments is gaining traction in the US. While potentially expanding access to homeownership, the move faces scrutiny due to crypto’s volatility. The Federal Housing Finance Agency (FHFA) is exploring the feasibility of incorporating crypto assets into risk assessments, drawing both excitement and concerns. Critics, including Democratic senators, emphasize the need for caution and transparency in evaluating the potential risks to financial stability and the housing market. Robust evaluation methodologies are crucial for this evolving landscape.

Freddie Mac reported solid Q3 2025 earnings despite economic uncertainty, demonstrating resilience in a volatile market. Net income saw a [Insert Percentage Change Here]% change year-over-year, reflecting efforts to manage credit risk and improve efficiency. Key highlights included strong credit performance, a slight dip in mortgage origination, and progress in building capital reserves. Freddie Mac is investing in technology, including AI, and remains focused on housing market stability while navigating rising interest rates and working towards exiting conservatorship.