Regional Banks

FB Financial Corporation (FBK) declared a $0.19 per share quarterly cash dividend, payable November 25, 2025, to shareholders of record as of November 11, 2025. CEO Christopher T. Holmes cites the dividend as a reflection of the company’s strong performance and commitment to shareholder returns. The announcement arrives amid increased scrutiny of regional banks, with analysts watching key performance indicators to assess the long-term sustainability of FBK’s dividend policy in a challenging financial environment. FB Financial, with $16.2 billion in assets and 91 branches, operates in the Southeast.

This week’s market narratives include: scrutiny of regional banks like Zions due to NDFI loan concerns, reminiscent of the SVB collapse; an AWS outage disrupting services like Disney+ and impacting airlines; contrasting views on AI regulation between Anthropic and OpenAI; auto industry navigating inflation and supply chain issues ahead of key earnings reports; and a resurgence of “vintage” appeal among young consumers, boosting trading card and retro apparel sales, exemplified by Gildan’s Comfort Colors’ growth.

The market faced pressure due to regional bank concerns tied to loan quality highlighted by JPMorgan CEO’s comments. Zions and Western Alliance saw sharp declines. U.S.-China trade tensions and Bolton’s indictment added to uncertainty. Tariffs are projected to cost businesses $1.2 trillion. Apple is reportedly pursuing Formula 1 streaming rights. EssilorLuxottica credits Meta’s smart glasses for revenue growth, while Oracle benefited from a cloud deal with Meta.

Plumas Bank (PLBC) announces the retirement of Chief Credit Officer Jeff Moore at the end of 2025. Moore significantly enhanced the bank’s credit operations through technological upgrades and new loan products during his tenure. Kevin Kaiser, Senior Vice President and Credit Administrator, will succeed Moore, ensuring continuity and leveraging his commercial and agricultural lending experience. The transition comes as Plumas Bank navigates the evolving fintech landscape, balancing traditional banking and technological innovation. President Ryback emphasized Moore’s lasting contributions and expressed confidence in Kaiser’s leadership.