Regulatory Clarity

Stablecoins are gaining mainstream traction, driven by regulatory advancements like the GENIUS Act and Circle’s IPO, offering potential to reduce payment processing fees for SMBs. Businesses face significant overhead from traditional payment systems, with merchant fees reaching $187.2 billion in 2024. Companies like Prevail Coffee are piloting stablecoin payments to bypass intermediaries and achieve faster, cheaper transactions. While challenges like consumer adoption and security remain, stablecoins promise a more efficient and transparent payment landscape by leveraging blockchain technology, ultimately reshaping commerce.