Reinsurance Capacity
-
Commercial Insurance: Stability and Opportunity for Buyers, Willis Reports
Willis (WTW) reports a shift toward stability and buyer opportunity in the commercial insurance market (Oct 3, 2025). Driven by industry surplus capital exceeding $1 trillion and reinsurance capacity over $725 billion, property renewals fell 5.5% (Q1) and 8% (Q2). Workers’ Compensation benefits from a $16 billion reserve surplus. AI adoption is accelerating underwriting. However, annual insured catastrophe losses > $100 billion and systemic risks like cyber or climate events could reverse these gains.
