SBA Loans

Mission Valley Bancorp (MVLY) reported a Q3 2025 net income increase to $2.1 million ($0.62/diluted share) from $1.4 million ($0.42/share) YoY. Net interest income rose 13.04% to $7.8 million, with a 4.54% net interest margin. Non-interest income grew 33.33% to $2.8 million, including gains from SBA loan sales. Total assets reached $715.0 million. Past due loans were $8.6 million with an $8.5 million allowance for credit losses. Capital ratios remained strong, supporting future growth.