“`html
Commercial National Financial Corporation (NASDAQ:CNAF) announced a quarterly cash dividend of $0.11 per share, payable on December 5, 2025, to shareholders of record as of November 28, 2025, according to a company statement released today.
LATROBE, PA – Commercial National Financial Corporation, the holding company for Commercial Bank & Trust of PA, is rewarding its investors with a consistent dividend payout. This latest declaration underscores the bank’s commitment to shareholder value in a challenging economic landscape.
Stakeholders with a vested interest in the corporation may be reassured to know, that executive officers and directors maintain a significant ownership stake, holding a combined total of 504,607 shares, representing 17.66% of the outstanding shares as of October 21, 2025. This substantial insider ownership is often interpreted by analysts as a positive indicator, aligning management’s interests with those of shareholders.
Operational details revealed in the company’s annual report indicate a workforce of 78 full-time and part-time employees as of September 30, 2025. A portion of this workforce, specifically 34 employees, fall under the representation of the United Auto Workers, Local 1799. Analyzing the impact of union representation on a regional bank’s profitability reveals strategic implications. While unionization can provide stability and skilled labor, it also restricts management’s flexibility in controlling costs and adapting to rapid market shifts, compared to their non-unionized competitors. This may also influence the bank’s long-term decisions on automation and technology adoption to improve efficiency.
The current collective bargaining agreement, effective from February 15, 2024, extends until February 2029. This multi-year agreement brings a certain degree of financial predictability to labor costs, but may be considered a limitation to quick strategical actions. The company acknowledges this constraint, stating that it “limits the Company’s strategic options relative to those of non-unionized insured depository institutions,” and further affirms its ongoing consideration of this factor in strategic and capital management decisions.
Commercial National Financial Corporation operates seven community banking facilities across Western Pennsylvania. In addition to traditional brick-and-mortar locations, the organization maintains a commercial business development sales force across its market area. The company expands its suite of services, by leveraging digital technologies through its internet banking site and a TouchTone Teller banking system.
Forward Looking Statements
It is crucial to note that this announcement, and other company communications, may contain forward-looking statements, as defined by securities laws. These statements are based on current information and are subject to inherent risks and uncertainties, including macroeconomic factors, credit risks, and the company’s ability to execute its strategic plan. Investors should exercise caution, acknowledging that future events could significantly impact actual results. The company explicitly states it assumes no obligation to update these statements as circumstances evolve.
# # #
FAQ
What dividend did Commercial National (CNAF) announce on November 18, 2025?
Commercial National declared a quarterly cash dividend of $0.11 per share on November 18, 2025.
When is the CNAF dividend payable and what is the record date?
The dividend is payable on December 5, 2025 to shareholders of record on November 28, 2025.
How much insider ownership does Commercial National (CNAF) report?
Executive officers and directors beneficially owned 504,607 shares (17.66%) as of October 21, 2025.
How many employees does Commercial National report and how many are unionized?
As of September 30, 2025 the company employed 78 people, with 34 represented by United Auto Workers Local 1799.
Where does Commercial National operate banking services for customers?
The company operates seven community banking facilities in Hempfield Township, Latrobe, Ligonier, Unity Township and West Newton, plus online banking and an automated teller system.
