CHIMERA INVESTMENT CORPORATION ANNOUNCES Q4 AND FULL YEAR 2025 FINANCIAL RESULTS

## Chimera Investment Corporation Unveils Robust Fourth Quarter and Full Year 2025 Financial Performance

**New York, NY – [Date of Publication]** – Chimera Investment Corporation (NYSE: CIM) today announced its financial results for the fourth quarter and the full fiscal year ending December 31, 2025. The company reported a significant surge in net income for the final quarter, driven by strategic asset repositioning and favorable market conditions within its diversified investment portfolio.

For the fourth quarter of 2025, Chimera Investment Corporation posted a net income of $[Specific Dollar Amount], a substantial increase from $[Previous Quarter Dollar Amount] in the same period of 2024. This performance was largely attributed to strong gains in its real estate investment trust (REIT) segment, which benefited from increased rental income and property value appreciation across key markets. Additionally, the company’s credit investment arm demonstrated resilience, with improved credit quality and higher interest income contributing to the bottom line.

Looking at the full fiscal year 2025, Chimera achieved a total net income of $[Specific Dollar Amount], marking a [Percentage Increase]% growth compared to 2024. This sustained growth reflects the company’s adept management of its diverse asset classes, including mortgage-backed securities, commercial real estate, and private credit. The strategic deployment of capital into high-yield opportunities, coupled with prudent risk management, has been instrumental in achieving these commendable results.

“We are exceptionally pleased with our performance in the fourth quarter and throughout fiscal year 2025,” stated [Name and Title of CEO/Spokesperson], Chief Executive Officer of Chimera Investment Corporation. “Our team has executed effectively on our strategic objectives, navigating a dynamic economic landscape to deliver strong returns for our shareholders. The diversification of our portfolio continues to be a cornerstone of our success, providing stability and avenues for growth across different market cycles.”

**Key Financial Highlights and Strategic Insights:**

* **Real Estate Portfolio:** The company’s REIT segment saw a [Percentage]% increase in rental revenue year-over-year, fueled by a robust leasing environment in its prime office and industrial properties. Occupancy rates remained high at [Percentage]%, underscoring the demand for its well-located and well-managed assets. Investments in property upgrades and sustainability initiatives are expected to further enhance asset value and tenant retention in the coming years.
* **Credit Investments:** Chimera’s credit division reported a net interest margin of [Percentage]% for the year, benefiting from a strategic shift towards higher-quality, secured lending. The company has been actively optimizing its mortgage servicing rights (MSR) portfolio, capitalizing on prevailing interest rate trends to generate consistent income. Furthermore, new originations in the middle-market lending space have shown promising early performance, aligning with Chimera’s strategy to expand its private credit footprint.
* **Technological Integration:** In 2025, Chimera continued to invest heavily in technological advancements to enhance operational efficiency and data analytics. The implementation of advanced AI-driven portfolio management tools has provided deeper insights into market trends and risk assessment, enabling more agile and informed investment decisions. This technological edge is seen as a critical differentiator in the competitive financial services landscape.
* **Shareholder Returns:** The company maintained its commitment to shareholder value, declaring a quarterly dividend of $[Dividend Amount] per share, payable on [Payment Date]. This reflects confidence in the company’s ongoing profitability and its ability to generate sustainable cash flows.

Looking ahead, Chimera Investment Corporation remains optimistic about its growth trajectory. The company plans to further expand its footprint in specialized real estate sectors and to selectively pursue accretive acquisitions that align with its core competencies. Continued focus on technological innovation and disciplined capital allocation will remain central to its strategy as it aims to further solidify its position as a leading diversified investment firm.

**About Chimera Investment Corporation:**

Chimera Investment Corporation is a diversified finance company that operates through its subsidiaries. The company invests in and manages a portfolio of assets, including mortgage-related assets, real estate, and other credit investments. Chimera’s business strategy focuses on generating attractive risk-adjusted returns for its shareholders.

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*This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements are based on management’s current expectations and beliefs and are subject to a number of risks and uncertainties that could cause actual results to differ materially from those described in the forward-looking statements. [Disclaimer regarding forward-looking statements would typically follow here in a full SEC filing].*