Potomac Bank Taps Digital Banking Veteran Carolyn K. Johnson to Drive Future Growth
CHARLES TOWN, W.Va. – Potomac Bank has appointed Carolyn K. Johnson as Senior Vice President and Director of Digital and Payment Strategy. This strategic hire underscores the community bank’s commitment to enhancing client experience through cutting-edge digital solutions and seamless payment systems. Ms. Johnson’s extensive background in client-centric financial services is poised to significantly bolster the bank’s digital transformation efforts.
“We are thrilled to welcome Carolyn to lead our digital and payments initiatives,” said Anthony Ranghelli, Senior Vice President and Chief Information Officer. “Her decade-plus of experience in client-focused strategies will be instrumental as we continue to innovate and deliver secure, positive experiences across our digital banking services and payment platforms.”
Ms. Johnson brings a wealth of experience from her previous role as Retail Market Executive at LINKBANK, where she spearheaded retail strategy and drove market growth. Her career also includes impactful positions such as Chief Retail Operations Officer for Virginia Partners Bank and significant branch management experience at PNC. These diverse roles have equipped her with a deep understanding of both operational excellence and customer engagement within the financial sector.
Her academic credentials include an MBA and a BS in Business Administration from the University of Mary Washington. Ms. Johnson’s leadership has been recognized within the banking industry, including being named to the Independent Community Bankers of America’s “40 Under 40” list in 2019 and receiving the Rising Star Award from the Virginia Association of Community Bankers. These accolades highlight her forward-thinking approach and her contributions to the advancement of community banking.
Beyond her professional achievements, Ms. Johnson is a dedicated community advocate. She actively volunteers with the Marine Corps Marathon and supports the Gwyneth’s Gift Foundation in Fredericksburg, Virginia. Her commitment to community uplift extends to her previous service as a Board Member and Treasurer of the Thurman Brisben Center.
Potomac Bank, a subsidiary of Potomac Bancshares, Inc. (OTCID: PTBS), boasts a rich history dating back to its founding as Bank of Charles Town in 1871, rebranded as Potomac Bank in November 2025. As of June 30, 2026, the company reported total assets of $981 million. The bank operates a robust network of nine branches and two loan production offices across West Virginia’s Eastern Panhandle, Washington County, Maryland, and Northern Virginia. Potomac Bank offers a comprehensive suite of financial services, encompassing consumer and commercial banking, trust and wealth management, and residential lending. Its status as an SBA Preferred Lender further solidifies its dedication to supporting small businesses. The bank’s consistent performance and employee-centric culture have earned it numerous accolades, including recognition from American Banker and the Journal-News.
The appointment of Ms. Johnson signals a strategic push by Potomac Bank to leverage technology and digital innovation to meet the evolving needs of its clientele. In an era where digital accessibility and frictionless transactions are paramount, her leadership will be crucial in shaping the bank’s future trajectory, reinforcing its position as a customer-focused financial institution.
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